balance transfer

1.99% Balance Transfer | Southwest 66 Credit Union

Take Back Control — with our 1.99% Balance Transfer Rates

Reset your rate. Lower your payment. Move forward with confidence.^*

High-interest credit card debt can feel overwhelming, but you don’t have to stay stuck. With a balance transfer to Southwest 66 Credit Union, you can reset your rate, lower your monthly payments, and make real progress toward financial freedom.

We keep it simple, transparent, and stress-free—because you deserve a clean slate and a clearer path forward.

Don’t have a SW66CU credit card? Apply now. You can complete a balance transfer as soon as you’re approved.

Apply Now Call 432-363-6600

A Clearer Path Forward Starts Here

Every financial journey has a turning point. Let this be yours. Take advantage of a balance transfer option designed to help you move forward with clarity, confidence, and control.

Promo Highlights

Balance transfer must be made between 1/1/2026 and 3/31/2026
1.99% APR remains in effect on transferred balances for 6 months
Any unpaid balance after 6 months goes to your standard qualified rate
Balance transfer fee applies**
Unlimited balance transfers

Ready to reset your rate? Apply today.

Offer Details

*Promotional rate of 1.99% APR only applies to the balance transferred to your Southwest 66 Credit Union credit card from January 1, 2026 until 6 months from effective date of transfer, at which time any remaining balance moves to the card’s variable rate. The variable rate depends on card type and creditworthiness and ranges from 13.74% APR to 18.00% APR as of January 1, 2026. A fee of either $30.00 or 2% of each balance transferred, whichever is greater, not to exceed $150.00, will be added. Please refer to your Credit Card Agreement and Disclosure Statement for more information. Offer good for qualified borrowers.

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