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Your checking account is an important money management tool and should make your life easier. That's why all of SW66CU's checking options offer the convenience of 24-hour access, extended ATM network, and robust mobile app.  From our 55+ Checking to our Standard Checking, we have an option that's right for you!

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We're here to help you achieve your financial goals and offer friendly savings options to do just that! Whether you're building emergency savings, eyeing a longer-term goal like buying your first home, or planning for retirement - we have an account that's right for you.

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“Thank you, not only for what you do for your members, the services that you provide,  but thank you for making Odessa even a stronger community because of your existence.” 

State Representative, Brooks Landgraf

Additional Services


Make in-store and online purchases conveniently and securely at millions of locations worldwide with your Free Visa Debit Card from SW66CU! You can also use your Debit Card to access our extended ATM network. And, ALL of our cards are EMV cards for greater fraud protection.

 direct Deposit 

Simplify your life with direct deposit! Our robust direct deposit system is easy to use. Contact us today to start having your payroll, pension, Social Security and other regular deposits electronically credited to your account.


SW66CU has established relationships with school and church groups to offer affinity cards.  A quarter donation of 5% of net interchange is made to these organizations.  Current affinity relationships include: 

  • Odessa High School
  • Permian High School
  • Jesus House
  • CDA Catheral de alabanza 
  • Faith Temple Fellowship
  • Go Knights
  • Latter Rain Worship Center

Show your school or church pride through an affinity card.  If your school and church is interested in joining this program, please stop by a branch or give us a call.


Manage your money anywhere, anytime with the convenience of Online Banking from SW66CU! We make it simple to: 

  • View your account balance & recent transactions
  • Transfer funds between accounts
  • Monitor activity to help prevent fraud
  • Receive transaction and login alerts
  • Pay SW66CU loans
  • Pay your bills and schedule future payments
  • Send funds for graduation, birthdays, and more 
  • App enabled

It's easy to get started! Register to access Online Banking/Bill Pay.


At SW66CU, we understand that mistakes can happen - even to the best of us! That's why we offer several overdraft protection options to suit your needs:

  1. Link your savings, money market accounts, or other SW66CU deposit accounts to your checking account to automatically cover overdrafts. Contact us to request linking your accounts and take advantage of your current savings balance to cover unexpected expenses. 

  2.  If qualified, utilize our Overdraft Protection Program to avoid the embarrassment of returned checks or declined debit card transactions.  Contact us about Opt-in procedures.

Third Party Link Disclaimer - Southwest 66 Credit Union does not endorse or guarantee 3rd party links. The products and services offered on 3rd party sites are not products of Southwest 66. Southwest 66 cannot attest to the accuracy of information provided by the linked sites. Linking to a web site does not constitute endorsement by Southwest 66, or any of its employees, of the sponsors of the site or the products presented on the site. Other websites which you may link to from this site are not bound by the Southwest 66 Website Privacy Policy. The calculators provide estimates only. Read our privacy policy.

Non-Secured Communication Notice - We cannot guarantee the safety of any information given through regular e-mail as the internet is operated over an open channel. Please do not send any personally identifying information such as your social security number, account number or PIN through an unsecured e-mail.