Rates
Rates
Current Rates
Competitive Rates for Wherever Life Takes You
Explore Southwest 66 Credit Union’s current loan, deposit, and share certificate rates.
Apply for a Loan
Auto Loans
As low as 3.84% APR
Home Equity Loans
As low as 6.25% APR
Share Certificates
Guaranteed Growth
Loan Rates
| Loan Type | APR |
|---|---|
| New & Used Auto | As low as 3.84% |
| New & Used Motorcycles | As low as 6.34% |
| New & Used Boats | As low as 6.34% |
| Motor Homes, Travel Trailers, RV | As low as 6.84% |
| Share Secured | Share Rate + 3.50% |
| Certificate Secured | Certificate Rate + 2.50% |
| Personal Loans | As low as 10.45% |
| Platinum MasterCard | As low as 6.74% + Prime |
Home Equity Loans
| Term | APR |
|---|---|
| 5 Years | 6.25% |
| 10 Years | 6.75% |
| 15 Years | 7.25% |
| 20 Years | 7.75% |
HELOC
| Term | APR |
|---|---|
| 20 Year Term / 10 Year Draw | As low as 1% + Prime |
Deposit Rates
| Account | Minimum | Rate | APY | Credited |
|---|---|---|---|---|
| Regular Shares | $1 | 0.20% | 0.20% | Quarterly |
| Checking Accounts | $1 | 0.05% | 0.05% | Quarterly |
| Student Checking Accounts | $1 | 0.15% | 0.15% | Quarterly |
| Money Market | $1,500 | 0.40% | 0.40% | Monthly |
| Money Market Plus | $25,000.01 | 0.50% | 0.50% | Monthly |
| Money Market Jumbo | $100,000.01 | 0.66% | 0.66% | Monthly |
| Business Money Market | $1,500 | 0.55% | 0.55% | Monthly |
| Business Money Market Plus | $25,000.01 | 0.65% | 0.65% | Monthly |
| Business Money Market Jumbo | $100,000.01 | 0.81% | 0.81% | Monthly |
| IRA Shares | $0 | 0.50% | 0.50% | Monthly |
Share Certificates
| Term | Minimum | Rate | APY | Credited |
|---|---|---|---|---|
| 6 Month | $1,500 | 1.25% | 1.25% | Maturity |
| 6 Month Business | $1,500 | 1.40% | 1.40% | Maturity |
| 12 Month Save to Win | $25 | 0.50% | 0.50% | Maturity |
| 12 Month | $1,000 | 1.34% | 1.35% | Monthly |
| 12 Month Business | $1,000 | 1.49% | 1.50% | Monthly |
| 24 Month | $1,000 | 1.83% | 1.85% | Monthly |
| 36 Month | $1,000 | 2.08% | 2.10% | Monthly |
| 60 Month | $1,000 | 2.22% | 2.25% | Monthly |
Important Information
- Certificates may be set up for auto-renewal at time of issuance.
- APY = Annual Percentage Yield.
- A penalty of 50% of interest for the life of the certificate, or 180 days, whichever is greater will be imposed for early principle withdrawal. A 30 day notice is mailed prior to renewal date.
- Regular Savings and Checking require minimum $500 balance to earn dividends. IRA Savings require a minimum of $50 balance to earn dividends.
- Fees may reduce potential earnings.
- Rates are set by Board of Directors and subject to change without notice. Loan rates determined by individual credit rating.
- Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government, NCUA.
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Whether you're ready to borrow or grow your savings, our team is here to help.
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Loan and Deposit Rates
