Rates
Rates
Current Rates
Competitive Rates for Wherever Life Takes You
Explore Southwest 66 Credit Union’s current loan, deposit, and share certificate rates.
Apply for a Loan
Auto Loans
As low as 3.84% APR
Home Equity Loans
As low as 6.25% APR
Share Certificates
Guaranteed Growth
Loan Rates
| Loan Type | APR |
|---|---|
| New & Used Auto | As low as 3.84% |
| Motorcycles | As low as 6.34% |
| Boats | As low as 6.34% |
| Share Secured | Share Rate + 3.50% |
| Certificate Secured | Certificate Rate + 2.50% |
| Personal Loans | As low as 10.45% |
| Platinum MasterCard | As low as 6.74% + Prime |
Home Equity Loans
| Term | APR |
|---|---|
| 5 Years | 6.25% |
| 10 Years | 6.75% |
| 15 Years | 7.25% |
| 20 Years | 7.75% |
HELOC
| Term | APR |
|---|---|
| 20 Year Term / 10 Year Draw | 1% + Prime |
Deposit Rates
| Account | Minimum | Rate | APY | Credited |
|---|---|---|---|---|
| Regular Shares | $1 | 0.20% | 0.20% | Quarterly |
| Checking | $1 | 0.05% | 0.05% | Quarterly |
| Student Checking | $1 | 0.15% | 0.15% | Quarterly |
| Money Market | $1,500 | 0.40% | 0.40% | Monthly |
| Money Market Plus | $25,000 | 0.50% | 0.50% | Monthly |
| Money Market Jumbo | $100,000 | 0.66% | 0.66% | Monthly |
| IRA Shares | $0 | 0.50% | 0.50% | Monthly |
Share Certificates
| Term | Minimum | Rate | APY | Credited |
|---|---|---|---|---|
| 6 Month | $1,500 | 1.25% | 1.25% | Maturity |
| 12 Month Save to Win | $25 | 0.50% | 0.50% | Maturity |
| 12 Month | $1,000 | 1.35% | 1.35% | Monthly |
| 24 Month | $1,000 | 1.83% | 1.85% | Monthly |
| 36 Month | $1,000 | 2.08% | 2.10% | Monthly |
| 60 Month | $1,000 | 2.22% | 2.25% | Monthly |
Important Information
- Certificates may be set up for auto-renewal.
- APY = Annual Percentage Yield.
- A penalty of 50% of interest for the life of the certificate, or 180 days, whichever is greater will be imposed for early principle withdrawal. A renewal notice will be mailed at least 30 days prior to renewal date.
- Regular Savings and Checking require minimum $500 balance to earn dividends, **** IRA Savings require a minimum of $50 balance to earn dividends.
- Fees may reduce potential earnings.
- Rates are set by Board of Directors and subject to change without notice. Loan rates determined by individual credit rating.
- Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government, NCUA.
Call or Stop By to Apply Today
Whether you're ready to borrow or grow your savings, our team is here to help.
Join Us Today
Apply for a Loan
Mobile App, Online Banking, and Bill Pay
Shared Branch Locations Nationwide
Surcharge-Free ATM Locations
Wires
Calculators
Loan and Deposit Rates
