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Auto Rate Match

Auto Rate Match

sW66 auto loan

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Refinance & Save — We’ll Beat Your Current Auto Loan Rate

Already have a car loan somewhere else? Bring it to SW66, and we’ll cut your rate by 0.50%!
Excludes current SW66 loans.


Cut Your Current Rate by 0.50% APR

We're helping members save more by offering 0.50% APR off your current auto loan rate when you refinance your vehicle from another lender to SW66.

Even better? Your new rate could go even lower with member loyalty discounts for checking, membership length, and more!


Lowest Eligible Rates by Loan Term:

Loan TermFloor Rate (Before Discounts)
Up to 36 months           4.29% APR
Up to 48 months           4.29% APR
Up to 60 months           4.90% APR
Up to 72 months           5.90% APR
Up to 84 months           6.90% APR

Actual rate may be lower with qualifying member discounts.


Need more reasons to refinance with SW66?
  • Up to 90-days until first payment
  • No loan processing or application fee
  • GAP coverage below dealer pricing
  • Vehicle Service Contracts below dealer pricing
  • Loan Payment Protection available including: life, disability, and unemployment
  • TruStage™ Insurance options to protect your investment


Click here to view our auto loan rates.


*APR= Annual Percentage Rate.  Promotion valid from June 2- July 31, 2025 and is applicable only on CONSUMER new or used autos funded with a minimum of $5,000 and is not valid to refinance existing Southwest 66 Credit Union (SW66)loans. Promotion floor rates apply as follows - for terms up to: 48-months 4.29%, 60-months 4.9%, 72-months 5.9%, and 84-months 6.9%.  Lowest rate after qualifying CU discounts is 3.14%.  Loan application must be submitted by July 31, 2025 and funded within 60 days of application date to be eligible. Up to 90 days until first payment.  Interest will accrue during the deferment period. All loans are subject to SW66 underwriting requirements. Non-member applicants must meet SW66 membership eligibility requirements and must become a SW66 member prior to or concurrent with loan funding. Not valid on vehicle model years older than 10 years.  Not valid with any other offers. For qualified borrowers. Credit restrictions apply. Contact us for additional details at 432-363-6600.

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