Early Pay
Remote Deposit
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What is Early Pay Day?
Early Payday offers peace of mind and financial stability by ensuring timely access to funds when needed most. It helps individuals better manage their finances, avoid late fees or overdraft charges, and plan ahead with greater confidence. With Early Payday, individuals can cover immediate expenses, such as bills, groceries, or unforeseen emergencies, without waiting for their regular payday. This feature is especially beneficial in situations where unexpected expenses arise or when there is a gap between the timing of bills and the receipt of paychecks.
To start Early Pay, simply sign up for direct deposit with your employer...
1. Fill out a direct deposit form with your Southwest 66 deposit account information, specifying where you would like your paycheck deposited.
2. Provide the form to your employer.
3. Enroll in automatic alerts using our mobile app to be notified as soon as your direct deposit is deposited into your account. Please note that, depending on your employer, it may take one or two pay cycles for direct deposit to become active.
FAQs
1. Is there a fee to use Early Payday? There is no fee associated with Early Payday. It's provided as a benefit when you set up Direct Deposit.
2. How long do I have to be a member to qualify for Early Payday? There is no waiting period or opt-in requirements for our members. Early Payday begins as soon as members sign up for direct deposit with their employer.
3. How early will my Direct Deposit be available to me? We credit your account the day we receive the notice of the incoming ACH for your direct deposit.
1 Timing for deposit and availability depends on if and when your payor submits your information through the ACH system and on our standard fraud prevention screening.
