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HOME EQUITY Line of credit

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Whether you’re ready to tackle some major home improvements, consolidate debt, pay for college expenses, or take your dream vacation, a Home Equity Line of Credit (HELOC) may be right for you. With a HELOC, you’ll receive a set credit limit.  You only pay back the amount of money that you borrow, plus interest.
  • Credit lines up to 80% of home’s value  
  • Ability to draw funds you need, when you need them        
  • Flexible usage of funds
  • Low variable interest rate
  • 10-year draw period with interest only payments

Apply for a HELOC today!

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Click here to view our HELOC Rates 

This offer is for Texas HELOCs with a minimum initial advance of $25,000 at origination. This loan has a draw period of 10 years with interest payments only, followed by a 10-year repayment period. Interest on your HELOC may be tax-deductible please consult your tax advisor. Property Insurance, including flood insurance as needed, is required to be maintained. Loans subject to credit approval. All loan rates based on credit worthiness and may vary. Must become a member prior to or concurrent with loan funding. Consult the CFPB's Home Equity Line of Credit booklet as well as the Early HELOC Disclosure for more information. NMLS #768470.  (1) Minimum draw amounts are $4,000. (2) If appraisal required, borrower must pay actual cost of appraisal. Limited time offer, subject to change without notice.

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