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Rates

Loan Rates





LOAN TYPE



APR (Annual Percentage Rate)
New & Used Auto



As low as 1.84%
New & Used Motorcycles



As low as 4.34%
New & Used Boats



As low as 4.34%
Shared Secured



Share rate + 3.50%
CD Secured



CD rate + 2.50%
Personal 



As low as 9%
Platinum MasterCard



As low as 6.74% + PRIME





HOME EQUITY LOANS


TERM
APR (Annual Percentage Rate)



5 years
As low as 4.25%



10 years
As low as 4.75%



15 years
As low as 5.25%

Deposit & Investment Rates





SHARE TYPE 
MIN BAL TO OPEN
Rate
APY*
CREDITED
Regular Shares
$1.00
0.25%
0.25%
QUARTERLY
Checking Accounts 
$1.00
0.05%
0.05%
QUARTERLY
Money Market ($1,500 - $20,000)
$1,500.00
0.40%
0.40%
MONTHLY
Money Market Plus ($20,000 +)
$20,000.00
0.50%
0.50%
MONTHLY
IRA Share Account
$0.00
0.40%
0.40%
MONTHLY

Certificates of Deposit (CDs)





CERTIFICATES OF DEPOSIT**
MIN BAL TO OPEN
Rate
APY*
CREDITED
6 MONTH 
$1,500.00
0.55%
0.55%
MATURITY
12 MONTH SAVE TO WIN
$25.00
0.60%
0.60%
MATURITY
12 MONTH
$1,000.00
0.70%
0.70%
MONTHLY
24 MONTH
$1,000.00
0.89%
0.90%
MONTHLY
36 MONTH
$1,000.00
1.29%
1.30%
MONTHLY
60 MONTH 
$1,000.00
1.98%
2.00%
MONTHLY

1. Certificates can be setup for auto-renewal at time of issuance.

2. APY = Annual Percentage Yield, effective 04/01/2015

3. A penalty of 50% of interest for the life of the certificate, or 180 days, whichever is greater will be imposed for early principle withdrawal. A 30 day notice is mailed prior to renewal date.Rates are set by Board of Directors and subject to change without notice. Loan rates determined by individual credit rating.Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government, NCUA.


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