Online Banking
Borrow
Vehicle Loans
We offer great options for New & Used Auto, Boat, and Recreational Vehicle loans. Get Pre-approved before you shop. Already driving the car of your dreams but financed it elsewhere? Ask us about refinancing. We may be able to lower your payment and shorten your term. We'll work around your budget to find the right choice that fits your lifestyle.
More Info ▼Find a branch
Call (432)363-6600
Apply online 
Calculators
Know Your Credit
Car Buying Guide
- Terms up to 84 Months
- Same rates for new and used
- Vehicle Service Contracts
- Flexible Terms
- Borrower Protection Options
- Flexible Terms
- Great Rates
- Borrower Protection Options
We know everyone needs some fun in their life. That's why we're offering financing for recreational vehicles including: motor homes, travel trailers, boats, motorcycles and more. Start exploring the great outdoors!
- Terms up to 15 years
- Great Rates
- New and Used financing options
- Borrower Protection options
If you are looking for an affordable driving option, purchasing a repossessed vehicle may fit your needs. SW66CU makes a small number of vehicles available online.
mortgage Loans
Working with mortgage companies can be intimidating. SW66CU has teamed up with Member First Mortgage (MFM) to walk with you through the home buying process so that it's a fun and exciting experience for you and your family. Whether you're buying a home or looking to adjust your payment schedule, we have a plan for you! Don't see what you are looking for? Not all products are listed, please reach out.
- 30 year and 15 year fixed mortgages
- Adjustable-Rate Mortgages (ARMs)
- Mortgage Refinance options
- Government loans (FHA, VA, USDA)
- Much more!
HOME EQUITY
Ready to tap into your home’s equity? As a homeowner, you can use your home’s equity as a borrowing tool to consolidate debt, remodel the kitchen, pay educational expenses, and much more. A home equity loan can be an economical way to finance purchases and projects. Call us or drop by a branch to apply.
- First and second lien
- Terms up to 15 years
- Great rates
HELOC
Equity you can access Again and Again. No Origination Fee** No Closing Costs** Whether you’re ready to tackle some major home improvements, consolidate debt, pay for college expenses, or plan your dream vacation, a Home Equity Line of Credit (HELOC) may be right for you. With a HELOC, you’ll receive a set credit limit. You only pay back the amount of money that you borrow, plus interest.
More Info ▼- Credit lines up to 80% of home’s value
- Ability to draw funds you need, when you need them
- Flexible usage of funds
- Low variable interest rate
- 10-year draw period with interest only payments
* The home equity line of credit annual percentage rate (APR) is variable and is based on the highest prime rate published each month-end in the wall street journal money rates table (the "index"), +/- a margin based on credit worthiness. The current index is 3.25%. Maximum APR is 18%. **if appraisal required, borrower must pay actual cost of appraisal. The maximum combined loan-to-value cannot exceed 80% of the fair market value of your home. The minimum draw amount of $4,000 is required for each advance after the initial $20,000 advance at origination. This account has a draw period of 10 years, after which you will be required to repay any amounts within a 10-year term. Interest on your HELOC may be tax-deductible – please consult your tax advisor regarding the deductibility of interest. Property insurance, including flood insurance as needed, is required to be maintained. Loans subject to credit approval. All loan rates based on creditworthiness and may vary. Must become a member prior to or concurrent with loan funding. Consult the CFPB's home equity line of credit booklet as well as the early HELOC disclosure for more information.
PERSONAL
Sometimes you just need a little extra money. We've been there - that's why we offer an array of small personal loans. Whether you're starting school, consolidating debt or you just have an unexpected expense—our personal loan options allow you to get the money you need.
More Info ▼
Credit Cards
At SW66CU, we offer credit card options to fit your lifestyle. No need to make compromises when choosing one of our credit cards. Since we're not for profit, we don't charge unnecessary fees for everything you do.
More Info ▼
borrower's protection
Unplanned, unexpected events can happen. Let us help protect you and your family against the costs associated with an accident with our:
- GAP (Guaranteed Asset Protection)
- Vehicle Service Contracts
- Debt Protection
- Multishield
Quick & Easy Access
Phone 432-363-6600
Midland Toll Free 432-550-8911
Fax 432-367-0611
mail@southwest66.com
4041 E. 52nd St, Odessa, Texas 79762
1315 W. University, Odessa, Texas 79764
4425 W. Wadley Ste 190, Midland, Texas 79707
Third Party Link Disclaimer - Southwest 66 Credit Union does not endorse or guarantee 3rd party links. The products and services offered on 3rd party sites are not products of Southwest 66. Southwest 66 cannot attest to the accuracy of information provided by the linked sites. Linking to a web site does not constitute endorsement by Southwest 66, or any of its employees, of the sponsors of the site or the products presented on the site. Other websites which you may link to from this site are not bound by the Southwest 66 Website Privacy Policy. The calculators provide estimates only. Read our privacy policy.