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Auto Loans
Vehicle loans
We offer great options for New & Used Auto, Boat, and Recreational Vehicle loans. Get pre-approved before you shop. Already driving the car of your dreams but financed it elsewhere? Ask us about refinancing. We may be able to lower your payment and shorten your term. We’ll work around your budget to find the right choice that fits your lifestyle.

New & Used

  • Terms up to 84 Months
  • Vehicle Service Contracts
  • Flexible Terms
  • Borrower Protection Options
  • View Rates (same for new and used!)
Mortgage Loans
Mortgage Loans
Working with mortgage companies can be intimidating. SW66CU has teamed up with Member First Mortgage (MFM) to walk with you through the home buying process so that it’s a fun and exciting experience for you and your family. Whether you’re buying a home or looking to adjust your payment schedule, we have a plan for you! Don’t see what you are looking for? Not all products are listed, please reach out.
  • 30 year and 15 year fixed mortgages
  • Adjustable-Rate Mortgages (ARMs)
  • Mortgage Refinance options
  • Government loans (FHA, VA, USDA)
  • Much more!
Mortgage Loans
Ready to tap into your home’s equity? As a homeowner, you can use your home’s equity as a borrowing tool to consolidate debt, remodel the kitchen, pay educational expenses, and much more. A home equity loan can be an economical way to finance purchases and projects. Call us or drop by a branch to apply.
  • First and second lien
  • Terms up to 15 years
  • Great rates
Home Equity Line Of CRedit (HELOC)
Equity you can access again and again.  Whether you’re ready to tackle some major home improvements, consolidate debt, pay for college expenses, or plan your dream vacation, a HELOC may be right for you. With a HELOC, you’ll receive a set credit limit. You only pay back the amount of money that you borrow, plus interest.


  • Credit lines up to 80% of your home’s value
  • Ability to draw funds you need, when you need them
  • Flexible usage of funds
  • Low variable interest rate
  • 10-year draw period with interest only payments
  • No Origination Fee and No Closing Costs**

* The home equity line of credit annual percentage rate (APR) is variable and is based on the highest prime rate published each month-end in the wall street journal money rates table (the "index"), +/- a margin based on credit worthiness. The current index is 3.25%. Maximum APR is 18%. **if appraisal required, borrower must pay actual cost of appraisal. The maximum combined loan-to-value cannot exceed 80% of the fair market value of your home. The minimum draw amount of $4,000 is required for each advance after the initial $20,000 advance at origination. This account has a draw period of 10 years, after which you will be required to repay any amounts within a 10-year term. Interest on your HELOC may be tax-deductible – please consult your tax advisor regarding the deductibility of interest. Property insurance, including flood insurance as needed, is required to be maintained. Loans subject to credit approval. All loan rates based on creditworthiness and may vary. Must become a member prior to or concurrent with loan funding. Consult the CFPB’s home equity line of credit booklet as well as the early HELOC disclosure for more information.
Personal Loans
Sometimes you just need a little extra money. We’ve been there — that’s why we offer an array of small personal loans. Whether you’re starting school, consolidating debt, or you just have an unexpected expense—our personal loan options allow you to get the money you need.

Credit Cards
Credit Cards
At SW66CU, we offer credit card options to fit your lifestyle. No need to make compromises when choosing one of our credit cards. Since we’re not for profit, we don’t charge unnecessary fees for everything you do.

Borrower’s Protection
borrower’s protection
Unplanned, unexpected events can happen. Let us help protect you and your family against the costs associated with an accident with our:

  • GAP (Guaranteed Asset Protection)
  • Vehicle Service Contracts
  • Debt Protection
  • Multishield

Contact us today to add this special coverage to your loan.

Additional Services
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Loan and Deposit Rates