We offer great options for New & Used Auto, Boat, and Recreational Vehicle loans. Get Pre-approved before you shop. Already driving the car of your dreams but financed it elsewhere? Ask us about refinancing. We may be able to lower your payment and shorten your term. We'll work around your budget to find the right choice that fits your lifestyle.More Info ▼
New & Used
We know everyone needs some fun in their life. That's why we're offering financing for recreational vehicles including: motor homes, travel trailers, boats, motorcycles and more. Start exploring the great outdoors!
RePOs/Autos for sale
If you are looking for an affordable driving option, purchasing a repossessed vehicle may fit your needs. SW66CU makes a small number of vehicles available online.
Working with mortgage companies can be intimidating. SW66CU has teamed up with Member First Mortgage (MFM) to walk with you through the home buying process so that it's a fun and exciting experience for you and your family. Whether you're buying a home or looking to adjust your payment schedule, we have a plan for you! Don't see what you are looking for? Not all products are listed, please reach out.
Ready to tap into your home’s equity? As a homeowner, you can use your home’s equity as a borrowing tool to consolidate debt, remodel the kitchen, pay educational expenses, and much more. A home equity loan can be an economical way to finance purchases and projects. Call us or drop by a branch to apply.
Equity you can access Again and Again. No Origination Fee** No Closing Costs** Whether you’re ready to tackle some major home improvements, consolidate debt, pay for college expenses, or plan your dream vacation, a Home Equity Line of Credit (HELOC) may be right for you. With a HELOC, you’ll receive a set credit limit. You only pay back the amount of money that you borrow, plus interest.More Info ▼
MAKE THE MOST OF HOME TIME
YOUR PLANS. YOUR HELOC.
* The home equity line of credit annual percentage rate (APR) is variable and is based on the highest prime rate published each month-end in the wall street journal money rates table (the "index"), +/- a margin based on credit worthiness. The current index is 3.25%. Maximum APR is 18%. **if appraisal required, borrower must pay actual cost of appraisal. The maximum combined loan-to-value cannot exceed 80% of the fair market value of your home. The minimum draw amount of $4,000 is required for each advance after the initial $20,000 advance at origination. This account has a draw period of 10 years, after which you will be required to repay any amounts within a 10-year term. Interest on your HELOC may be tax-deductible – please consult your tax advisor regarding the deductibility of interest. Property insurance, including flood insurance as needed, is required to be maintained. Loans subject to credit approval. All loan rates based on creditworthiness and may vary. Must become a member prior to or concurrent with loan funding. Consult the CFPB's home equity line of credit booklet as well as the early HELOC disclosure for more information.
Sometimes you just need a little extra money. We've been there - that's why we offer an array of small personal loans. Whether you're starting school, consolidating debt or you just have an unexpected expense—our personal loan options allow you to get the money you need.More Info ▼
A signature loan is helpful to finance small purchases and minor emergencies.
Share and Certificate Secured Loans
A secured loan allows you to borrow money and build your credit. This loan is especially helpful for those with no or limited credit history. This cost-effective option allows you to borrow against funds in your SW66CU share account or certificate of deposit (CD), while still earning dividends on your deposits. The funds in your share or CD are frozen and will be released once you pay off your loan.
Borrow And Save Program
Borrow and Save is a safe, convenient small-dollar loan that also lets you save. It gives you immediate access to the cash you need now while you build savings for the future. How? Part of this short-term loan starts as a savings account at SW66CU. Once you’ve fully repaid the loan, the savings and the dividends they’ve earned are yours. Borrow and Save can build your credit and strengthen your financial health.
At SW66CU, we offer credit card options to fit your lifestyle. No need to make compromises when choosing one of our credit cards. Since we're not for profit, we don't charge unnecessary fees for everything you do.More Info ▼
Use this card for all your spending needs, all at a great rate and no annual fee!
VISA Platinum with Rewards
All the great benefits of our VISA Platinum card plus rewards. As you purchase items with your card, earn points redeemable for merchandise, travel, gift cards, and more!
Share Secured VISA
This card is design to help you build or rebuild credit. Secured with your own funds, we have set a minimum line of $300. We report the card to the credit bureau so, as long as you use your card responsibly, you'll build or improve your credit score.
Click here to view our Credit Card Agreement
Unplanned, unexpected events can happen. Let us help protect you and your family against the costs associated with an accident with our:
Non-Secured Communication Notice - We cannot guarantee the safety of any information given through regular e-mail as the internet is operated over an open channel. Please do not send any personally identifying information such as your social security number, account number or PIN through an unsecured e-mail.