Like a bank, but better!

balance transfer

3.66% APR* for 12 months

Trying to recover from holiday expenses? Enjoy a promotional rate of 3.66% APR* for 12 MONTHS on balances transferred to your SW66CU credit card and save big! 

If you don’t have a SW66CU credit card, apply now. You will be able to do a balance transfer as soon as you are approved for your new card. 

  • Balance transfer must be made between 2/1/2021 and 4/30/2021
  • 3.66% APR remains in effect on transferred balances for 12 months
  • Any unpaid balance after 12 months goes to your standard qualified rate
  • Balance transfer fee applies**
  • Unlimited balance transfers


*3.66% APR (Annual Percentage Rate) Offer: 3.66% APR valid for balance transfers initiated between 2/1/2021 and 4/30/2021. Any balances transferred will remain at 3.66% APR for 12 months. After that, any unpaid balance will return to your standard variable APR rate. The variable rate depends on card type and creditworthiness and ranges from 11.99% to 18.00% APR as of January 13, 2021. Federal credit card regulations require us to apply any portion of a payment over the minimum payment amount to higher interest rate balances first. Existing loan balances held at SW66 Credit Union cannot be refinanced to the 3.66% APR. Certain creditworthiness criteria apply. For the Visa Platinum Rewards card, no Rewards points will be given for Balance Transfers. Your account must be activated and in good standing in order to complete a Balance Transfer. **The balance transfer fee of $30 or 2% of each balance transferred, whichever is greater not to exceed $150.

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